Start Your Home Loan Journey
Just starting out? We’ve answered the most common questions people ask when they first get in touch. Learn how Loanfinity works, who we help, and what makes our home loan service simple, accessible, and stress-free — whether you’re a first-home buyer, refinancing, or exploring other finance options.
Loanfinity helps Australians make smarter financial decisions by comparing home loans, refinancing options, and business loans from over 20 trusted lenders — including major banks and specialist providers.
Whether you’re a first-home buyer, looking to refinance your mortgage, or seeking finance to grow your business, we manage the process for you. From application to settlement, our experts provide clear guidance, competitive loan options, and ongoing support so you can borrow with confidence.
Yes — our service is 100% free for you. We never charge broker fees or hidden costs. Instead, we’re paid a commission directly by the lender once your loan settles.
That means you get access to our expert mortgage advice, loan comparisons, and full support — all at no extra cost to you. Just unbiased guidance to help you secure the right loan with confidence.
Anyone living in Australia who needs support with home loans, mortgage refinancing, business finance, or insurance can use Loanfinity.
We work with individuals, couples, and business owners — from first-home buyers taking their first step onto the property ladder to experienced investors growing their portfolio.
No — while home loans are a key part of what we do, Loanfinity also helps with mortgage refinancing, car loans, business lending, equipment finance, personal loans, and insurance solutions. Whatever your financial goal, our team provides expert guidance and access to trusted lenders to make the process simple and stress-free.
Requirements differ between lenders, but with Loanfinity you’re not limited to one option. We work with a wide network of providers, including those that accept low deposit home loans and consider non-standard income such as self-employed earnings or casual work.
Our team will review your situation, explain the minimum income or deposit requirements, and match you with the best lender for your needs — helping you move into your home sooner.
